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Start Commercial Investment with Commercial Loans

Are you planning to purchase commercial property, invest in new business equipment, or secure funding for your business operations? Whatever your business needs may be, we’re here to guide you in selecting the right commercial loan. Our goal is to help you find a solution tailored to your financial situation, enabling you to achieve your business objectives and drive growth with confidence. Let us support you in making the right choices to move your business forward.

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How We Can Help Your Business Thrive

We provide a range of solutions to help you achieve your business goals.

Financing Solutions

Achieving your business goals begins with understanding your exact needs. With our expertise, you can leverage various financial options, such as cashflow financing, term loans, overdraft facilities, and leasing solutions, to keep your operations running smoothly.

Business Strategy Support

We can help you gain a clear understanding of your business strategies and goals. From there, we’ll explore the market to find flexible long-term financing options and competitive rates that match your requirements.

Long-Term Loan Planning

We’ll assess your long-term financing options to help you stay focused on your business operations while positioning yourself for sustainable growth and future success.

What are the different types of commercial loans?

Variable rate loan

As the name suggests, the interest rate can change over the life of the loan. This gives you flexibility, but can also leave you open to rate rises. These loans offer more flexible features like unlimited additional repayments, redraw, and offset accounts.

Fixed rate loan

Basically, this is the opposite of a variable rate loan. Your interest rate and repayments will stay the same during the fixed term, no matter what. So no surprises.

Split loan

You’re able to fix part of your loan, while leaving the rest variable.

Packaged loan

Professional packages offer discounts on standard variable and fixed rates, the waiving of fees, and in some cases, great deals on other products from the same lender. A packaged loan usually comes with one annual fee for the bundled products.

Introductory rate loan

Also known as ‘honeymoon’ loans, these offer a low interest rate for a short period (e.g., a year), after which the rate moves to the standard variable rate.

Interest only loans

As the name suggests, you only pay the interest on the principal balance for a set term, with the principal balance unchanged.

Guarantor loans

A guarantor uses the equity they’ve built up in an existing property to help you purchase your property sooner. Guarantors could be your parents, parent-in-law, or a step-parent or grandparents.

Range of financial calculators

Check out our range of financial calculators below. Please contact us for more information and discuss your options tailored to your personal circumstances.

Rated 5 out of 5 stars by our customers!

Our customers love the experience with us.
Here’s what they have to say.
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Exceptional Service! Abbas provided outstanding support throughout the mortgage process. He was knowledgeable, professional, and patient, simplifying complex terms and finding the fit rates. Always responsive and quick to answer questions, Abbas ensured everything went smoothly. Highly recommend him as a reliable mortgage broker!

Raghuvir Reddy

3 months ago

Highly recommend Priyank! From the start, he made us feel confident and supported through the home-buying process. He understood our needs, was always available for questions, and used his market expertise to help us find our perfect home with a great interest rate. His guidance made everything smooth and stress-free. Grateful for his help!

Shruti Kochar

3 months ago

Abbas has been absolutely fantastic. I have known him since 2018, and the information he provides is transparent and informative, which allows me to make better decisions according to my circumstances. He is the best mortgage broker in Melbourne. Thank you for your help and support.

Manikanta Kaigala

4 months ago

I have worked with both Abbas and Priyank. Most recently with Abbas. They both have delivered high levels of professionalism and customer satisfaction. Highly knowledgeable in the field and will work with you to ensure you get the best deal. I most defiantly recommend this service to anyone who’s looking for a trustworthy broker

Mallika Raj

6 months ago

Amazing and smooth experience with Priyank. Excellent knowledge about the market and really amazing outreach to get you in touch with the right people to get the job done. Really great communication, kept us in the loop through the entire process. Highly recommend him.

shank Shekatkar

7 months ago

Abbas's expertise and dedication were evident from the start, as he guided me through the entire process with ease and professionalism. Attention to detail and proactive approach ensured a swift and smooth approval, far exceeding my expectations. I highly recommend Abbas to anyone seeking efficient and reliable assistance with their financial needs.

Mallika Raj

4 months ago


Our Team

Your Morgage Brokers

We have a team of skilled Morgage Brokers in the industry.
Working to get you the great deal and make your goals a reality.

Abbas Khorakiwala
Priyank Dubey
Naitik Shah
Mary Joy
Dwight Cruz

Our Blogs

Read and get updated knowledge from our recent blogs. We cover a wide range of topics from Finance and Loans for personal and business.

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How to prepare for buying an investment property

Learn how to effectively manage your personal finances in the short and long term.


Naitik Shah

10 Sep

Turn your ideas into the future.

Contact us today to help you secure financing for your personal or business.

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Address:
9/758 Blackburn Road
Clayton VIC 3168
Australian Credit Licence: 390222
ABN: 236 365 010 61
ACN: 636 501 061

© Cash Capital. 2025, Australia. All rights reserved

The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.


CORPORATE DISCLOSURE: RELIANCE SMART FINANCE PTY LTD ACN 636 501 061 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 71710.

INDIVIDUAL DISCLOSURE: Abbas Khorakiwala (Credit Rep No. 521565), Priyank Dubey (Credit Rep No. 521566) and Naitik Shah (Credit Rep No. 527619) are credit representative of LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 71710.