Investment loans are structured in a specific way to allow you to make the most of your investment opportunities. We can tailor a solution that works for you.
--
Understanding Investment Strategies
Investment strategies may sound complex, but they are essentially about deciding how you want to grow your wealth. At their core, these strategies guide how, where, and when you invest your money to achieve your financial goals. Whether you’re aiming for short-term gains or long-term wealth accumulation, having a clear plan can help reduce risk and improve your chances of success. Strategies can vary from conservative approaches, like investing in government bonds, to riskier ones like stocks or cryptocurrencies.
Finding the right investment strategy involves understanding your financial situation, risk tolerance, and future aspirations. A good strategy aligns with your goals, helping you stay focused during both market ups and downs. It’s important to regularly review and adjust your strategy as life changes or financial goals evolve. Seeking professional advice can also make it easier to navigate investment options, ensuring that you’re making informed decisions tailored to your needs. With the right approach, what may seem complicated at first can become much clearer.
--
Positive and Negative gearing
Positive gearing is when your total rental income is MORE than the cost of owning and managing the investment property (loan repayments, interest, maintenance, management fees, etc). To put it simply, your property props up finance.
Negative gearing is the opposite. It’s when your total rental income is LESS than the cost of owning and managing the investment property, leaving you to make up the difference in payments.
Positive gearing allows you to have an increased income and generally won’t put you out of pocket. However, you will be taxed on any additional cash from your investment.
With negative gearing you can claim tax deductions on expenses related to owning your investment property. The capital growth on the property will also eventually outweigh the expenses as the property grows in value overtime.
Like the names suggest, there are pros and cons for both situations, so it’s important to get the right advice on which one is better suited to you.
The loan process.
- Say Hello
Contact us and tell us more about your plans and your goals.
It all starts with taking about one minute to answer a few simple questions. When you’re done, we’ll meet to talk about your goals, opportunities and next steps, in person or online.
- Get those goals
We’ll help you understand your options and get you pre-approved.
Once we know what you need, we’ll research 60 banks and lenders to provide you with loan recommendations suited to your needs.
- The nitty gritty
We’ll do the paperwork and package, sign and lodge your documents.
Found your lender, Well sit back. We’ll do the paperwork and package, sign and lodge your documents to get you primed and ready for pre-approval.
- So… How much can you borrow?
We’ll let you know your borrowing power and get you pre-approved.
If your pre-approval gets the tick, your borrowing power will be revealed. This amount is valid for three months and gives you a clear idea of what you can spend. Let the house hunting begin!
- Continuous Monitoring
We’ll keep an eye on your application.
We’ll keep an eye on your application to ensure it all runs smoothly. We’ll be in touch with your lender to make sure everything is on track.
- Seal the deal
We’ll keep track of your application to ensure it all runs smoothly.
After all the ups and downs of the home buying hunt, you’ve found a home and made an offer. While you pop the champagne, we’ll keep track of your application to ensure it all runs smoothly.
- Settlement - your big day!
Get excited, it’s time for settlement.
Get excited, it’s time for settlement. Sit back and enjoy the moment, we’ll let you know when everything is finalised and your lender has released the funds.
- Long term support
Our engagement doesn’t end at settlement. We’ll be here to help you .
Our engagement doesn’t end at settlement. We’ll be here to help you with any questions you have, and to provide ongoing support and advice for your next investment or business.
Rated 5 out of 5 stars by our customers!
Our customers love the experience with us.
Here’s what they have to say.
Click to review us on :
oogle
Exceptional Service! Abbas provided outstanding support throughout the mortgage process. He was knowledgeable, professional, and patient, simplifying complex terms and finding the fit rates. Always responsive and quick to answer questions, Abbas ensured everything went smoothly. Highly recommend him as a reliable mortgage broker!
3 months ago
Highly recommend Priyank! From the start, he made us feel confident and supported through the home-buying process. He understood our needs, was always available for questions, and used his market expertise to help us find our perfect home with a great interest rate. His guidance made everything smooth and stress-free. Grateful for his help!
3 months ago
Abbas has been absolutely fantastic. I have known him since 2018, and the information he provides is transparent and informative, which allows me to make better decisions according to my circumstances. He is the best mortgage broker in Melbourne. Thank you for your help and support.
4 months ago
I have worked with both Abbas and Priyank. Most recently with Abbas. They both have delivered high levels of professionalism and customer satisfaction. Highly knowledgeable in the field and will work with you to ensure you get the best deal. I most defiantly recommend this service to anyone who’s looking for a trustworthy broker
6 months ago
Amazing and smooth experience with Priyank. Excellent knowledge about the market and really amazing outreach to get you in touch with the right people to get the job done. Really great communication, kept us in the loop through the entire process. Highly recommend him.
7 months ago
Abbas's expertise and dedication were evident from the start, as he guided me through the entire process with ease and professionalism. Attention to detail and proactive approach ensured a swift and smooth approval, far exceeding my expectations. I highly recommend Abbas to anyone seeking efficient and reliable assistance with their financial needs.
4 months ago
Our Team
Your Morgage Brokers
We have a team of skilled Morgage Brokers in the industry.
Working to get you the great deal and make your goals a reality.
Range of financial calculators
Check out our range of financial calculators below. Please contact us for more information and discuss your options tailored to your personal circumstances.
Our Blogs
Read and get updated knowledge from our recent blogs. We cover a wide range of topics from Finance and Loans for personal and business.
Turn your ideas into the future.
Contact us today to help you secure financing for your personal or business.